We’re a Raleigh-based, technology-enabled health insurance agency. We use real data to help you pick the right plan now—and we stay with you all year to navigate changes, surprises, and what-ifs.
For open enrollment, you may find that you do not qualify for subsidies this year. If that’s the case, we can offer access to off-exchange plans that are identical to on-exchange plans but at a lower cost.
What most agents do
- Determine eligibility for government subsidies based on anticipated income and family size
- Check whether your current providers are in-network
- Verify if your current medications are covered
- Help select a coverage level based on expected usage next year
- Compare premium, deductible, copays, coinsurance and MOOP
How we go deeper
In addition to what most agents do, we will:
Year-round support
Enrollment is the starting line, not the finish. We help you with:
Provider changes
Your doctor leaves the network? We find in-network alternatives fast.
Medication surprises
Tier changes, prior auths, step therapy—navigate the pharmacy maze with us.
Billing & claims
Unexpected bills or denials? We organize documentation and guide appeals.
Life events
Moves, a new baby, marriage, income shifts—qualifying SEP guidance and updates.
Subsidy tuning
Keep your application accurate to avoid year-end tax surprises.
Mid-year check-ins
Quick reviews to confirm you’re still on the best fit as needs evolve.