Fact-Based Healthcare Decisions

Navigating health insurance options can be complex — whether you're starting a business, managing benefits for an existing small business, retiring early, or losing coverage for any reason. We provide data and advanced software tools to help you review and analyze every plan available, then meet with you to offer additional guidance and assist with enrollment.

Who We Help

Individuals & Families

Whether you're self-employed, retiring before Medicare kicks in, or losing coverage due to a job change or other life event, we'll help you find the right ACA-qualified plan. We can enroll you through the Marketplace (including evaluating potential subsidies) or work directly with insurers to access off-exchange options. Some top options — such as select Blue Cross NC PPO plans — are available exclusively through licensed agents in the RTP area.

Small Business Owners

We'll help you evaluate your full range of options, including individual plans, traditional Small Group coverage, ICHRA/QSEHRA, and MEWA arrangements (like Carolina Healthworks). We present the numbers clearly so you can choose what truly makes sense for your specific team and budget.

How We Are Different

Mobile-Friendly Data Collection — We provide a mobile app to collect your information seamlessly and display tailored individual or small business coverage options.
In-Depth Plan Comparison & Analysis — Our tool allows you to export full details for any subset of plans you are considering. Run your own calculations based on expected healthcare usage, perform "what-if" risk analyses, or even copy-paste anonymized plan data into your favorite GenAI tool for customized secondary analysis.
Seamless Enrollment — We guide you through the application process to ensure everything is set up correctly, including determining subsidy eligibility.
Year-Round Support — Have questions about policy terms, claims, or network issues down the road? We are here to support you anytime throughout the year.

Why Work With Us

Local Focus — We're based in the Triangle and built our proprietary tools specifically for North Carolina residents and businesses.
Unbiased Guidance — We don't earn more by steering you toward expensive plans. Our sole focus is helping you make the smartest financial and coverage decision for your business and family.
Zero Cost to You — As independent, licensed agents, our advisory and enrollment services are completely free to you.